How does one response to hardship?

Q: We have experienced all types of hardships lately. Our house was broken into twice, and everything was stolen. I fell and broke my hand; our grandchild is in the hospital, etc. What should I do?
A: There are two answers: 1. If someone has hardships he should repent, pray and give Tzedakah (Musaf of the High Holidays). 2. A story: There was once a man who discovered that his Rabbi, in addition to all of his wisdom, also knew secrets such as understanding the conversations of birds, just like King Shlomo. He said to his Rabbi: Teach me how to understand the conversations of birds. The Rabbi said: It is impossible, it is a secret. The man pressured him and pressured him and pressured him, and the Rabbi wanted to free himself, so he said: You need to fast for a year. The man fasted for a year and said: Teach me how to understand the conversations of the birds. The rabbi was perplexed and said: You have to immerse yourself in freezing cold water every day for a year. The student did it and said: Teach me how to understand the conversations of the birds. The Rabbi trying to avoid him said: You have to immerse in boiling water for a year. The student did it and said: Teach me. The Rabbi saw that he had no choice and taught him to understand the conversations of birds.
One day the man overheard two birds talking above his head. One said: You see this guy below, robbers will break into his house in a half an hour and steal all of his belongings. He immediately called the police. They arrived and caught the robbers red-handed. The police rejoiced as did he. It is good to know what the birds are saying. Two weeks later, he overheard another conversation: You see this guy below, a fire will break in his house in a half an hour and will destroy all of his belongings. He immediately called the fire department. They arrived and extinguished the fire right when it broke out. The firemen rejoiced as did he. It is good to know what birds are saying. Another two weeks passed, and he again overheard the birds: You see this guy below, he is going to die in an hour. There was nothing he could do. There is no police or fire department which can stop the angel of death as it says: "There is no power on the day of death" (Kohelet 8:8). He walked broken-hearted in the street and he met his Rabbi. The Rabbi asked: What happened? He told him the entire story. The Rabbi said: You now see why I didn't want to teach you how to understand the conversations of birds. Heaven decreed that you would die but they had mercy on you, and instead of death all of your possessions would be stolen, but you stopped it. They still had mercy and instead of death all of your possessions would be destroyed by fire, but you also stopped it. Now the angel of death is coming and there is no way to stop it…
We therefore bless you and all of your family that you will have no more hardship and that these hardships will save you from death. May you live long and happy lives. Amen.